INCAT is a European technology company delivering modern software solutions for digital banks and fintechs.

Our flagship product, BOS (Banking Operating System), is a cloud-native, API-first core banking platform built on an event-driven, microservices architecture. It enables financial institutions to launch products quickly, integrate easily and scale efficiently. A strong example is D360 Bank in Saudi Arabia, which scaled to over two million customers within ten months.

INCAT is also developing the Managed Services Console (MSC), an innovative operator platform designed to manage, supervise and deliver maintenance services for fintechs and regulated financial institutions.

With strong experience in digital banking across Europe and the Middle East, INCAT helps financial institutions build and scale modern digital banking businesses.